SBI Bank Account: In today's era, the use of UPI (Unified Payments Interface) has become very important in every small and big transaction. Whether you are buying a cup of tea at a tea shop or ration worth thousand rupees, payment can be made through UPI everywhere. But, to use UPI, it is necessary to be linked to your bank account. If you do not have a bank account and you are not able to take advantage of UPI because of this, then this news is for you. We will tell you how you can open your account in State Bank of India (SBI), one of the largest banks in the country, sitting at home.
Who can open an account?Some conditions have been set for opening an account in SBI. Any Indian citizen, who is above 18 years of age and is educated, can avail this facility. In particular, the person who is a new bank customer and who does not already have a CIF (Customer Information File) in SBI, will be eligible for this account. Those who already have an active bank account or CIF in SBI cannot avail this service. This facility is available only for individual accounts.
Account opening processThe process of opening SBI savings account through video KYC is very simple. For this, you have to download SBI's YONO app. Here is the step by step process below:
- Download YONO App-: First of all, install the YONO app on your smartphone.
- Select New to SBI option-: Select the "New to SBI" option in the app.
- Open Savings Account-: Select this option and choose the option to open the account "without branch visit".
- Enter PAN and Aadhaar details-: Enter your PAN card and Aadhaar card details correctly.
- OTP Verification: Enter the OTP received on your mobile number.
- Fill in the required details: Fill in all the required information asked.
- Make a video call-: Schedule a video call to start your video KYC.
- Login to YONO App-: Log back into the YONO App at the scheduled time and complete the video KYC process.
- Account Activation-: Once the information is verified by the bank officials, your Insta Plus Savings Account will be opened and activated for debit transactions.
Online SBI FeaturesThrough video KYC, you can open SBI Insta Plus Savings Account without the need to visit the bank branch. Only Aadhaar and PAN card are required for this process. After the account is opened, you will also be issued a Classic RuPay Debit Card. Along with this, you can also transfer funds through NEFT, IMPS, UPI, and other methods through the YONO App or Online SBI (Internet Banking).Thus, the facility of opening an account in SBI from the comfort of your home is now within your reach. This service will enable you to step into the world of digital banking and avail facilities like UPI.