Vikrant Shekhawat : Oct 11, 2021, 05:17 PM
By investing in the right place at the right time, you can raise more capital in less time. In such a situation, the village security scheme conducted by the post office can prove to be very beneficial for you. In this you will get more returns than FD. Under this scheme, people between the age group of 19 to 55 years can take advantage of this insurance. The sum insured in this plan ranges from Rs 10,000 to Rs 10 lakh. Closed policy will start:Under the Gram Suraksha Yojana, customers have been given the freedom to pay premium on monthly, quarterly, half yearly, yearly basis. If due to any reason you have not been able to make the payment during the policy term, then you do not need to be disappointed. You can revive the discontinued policy by paying premium. A grace period of 30 days is given for the customers to pay the premium. Gram Suraksha Yojana also gives full amount along with bonus, this amount is available at the time when the person crosses the age of 80 years or before if he dies before then in such case his legal heir/nominee would get the money. Is. If the customer wants to discontinue this policy, then he can decide to discontinue the policy after 3 years, but he will not get any benefit from this. But the most important thing in this is that in this policy a very good bonus is given by India Post.Maturity Benefit –If you buy a Gram Suraksha policy for 10 lakhs at the age of 19 years. So the monthly premium will be Rs 1,515 for 55 years, Rs 1,463 for 58 years and Rs 1,411 for 60 years. The policy buyer will get a maturity benefit of Rs 31.60 lakh for 55 years, Rs 33.40 lakh for 58 years. The maturity benefit for 60 years will be Rs 34.60 lakh.