Share Market / While the stock market is falling, money is raining on these banks

Share Market: The Indian stock market has been facing continuous fluctuations for the last six months. Sensex and Nifty have witnessed heavy selling, which has increased the concern of investors. The tariff war waged by Trump at the global level has also affected the Indian market. Although there has been some recovery at the domestic level in recent weeks, many companies are still running in losses.

Amidst this market uncertainty, two big private banks—HDFC Bank and ICICI Bank—have surprised the market with their excellent quarterly results. According to the results of the last quarter (January-March) of the financial year 2024-25, both these banks together have earned a net profit of more than Rs 30 thousand crore.

ICICI Bank: On the path of stability and profit

ICICI Bank's net profit increased by 15.7% to Rs 13,502 crore in the January-March quarter. The bank's core net interest income grew by 11% to Rs 21,193 crore from Rs 19,093 crore in the same period last year.

However, the bank's NPA ratio declined from 1.96% in December 2024 to 1.67% in March 2025, which is a positive sign towards NPA management. Provisions also increased slightly, reflecting the bank's cautious strategy.

HDFC Bank: Profit growth with stability

The country's largest private bank HDFC Bank also reported a profit of Rs 17,616 crore this quarter, up 6.6%. This profit is more than Rs 16,512 crore in the same period last year.

Although the total income of the bank declined marginally to Rs 89,488 crore, interest income registered an increase—it increased to Rs 77,460 crore from Rs 71,473 crore in the same quarter of 2023-24. This reflects the bank's strong lending strategy and trust in customers.

Banking sector stars shine in falling market

Investors have shown confidence in these banks despite the decline in the market. HDFC Bank's stock closed 1.5% higher at Rs 1,905.80 on the previous trading day. This indicates that investors have full confidence in the balance sheet and future strategy of these banks.

This performance has proved that even if there is volatility in the market, institutions with strong foundation and clear strategy can perform better even in difficult times.