RBI MPC Meeting / Shock to the home-car loan borrowers, no exemption, know here the big things of the MPC meeting

The results of the MPC meeting of the Reserve Bank of India are out. RBI Governor Shaktikanta Das shared information about the decisions taken during the three-day meeting. During this, the biggest decision was taken that once again the policy rates have been retained at 4 per cent. On the contrary, there was no change in the reverse repo rate as well.

Vikrant Shekhawat : Feb 10, 2022, 12:16 PM
The results of the MPC meeting of the Reserve Bank of India are out. RBI Governor Shaktikanta Das shared information about the decisions taken during the three-day meeting. During this, the biggest decision was taken that once again the policy rates have been retained at 4 per cent. On the contrary, there was no change in the reverse repo rate as well. In such a situation, there is no exemption for home loan or car loan borrowers. Let us know about the big decisions taken in the MPC meeting.

  • Repo rate will remain unchanged at 4 per cent without any change. The MSF rate and bank rate will remain 4.25 per cent without any change.
  • This time too he has not got any exemption in home loan or car loan. No relief has been given to him by the Reserve Bank in the current EMI.
  • Real GDP growth for the financial year 2022-23 is estimated at 7.8 per cent after deliberations on the economy.
  • RBI announced that the limit for e-rupee digital vouchers has been increased from Rs 10,000 to Rs 1 lakh.
  • To enable infrastructure, the governor increased the NACH mandate limit from the present Rs 1 crore to Rs 3 crore.
  • RBI decided to extend the On-Tap Liquidity Scheme for Healthcare, Contact Intensive Sectors by three months.
  • After the meeting, it was said that the CPI inflation for the financial year 2022-23 has been projected to be 4.5 percent.
  • Shaktikanta Das said that banks should strengthen governance and risk management, the central bank's focus is on liquidity rebalancing.
  • Describing the outcome of the meeting on behalf of RBI, Shaktikanta Das said that the Reserve Bank has decided to take a conservative approach.