Vikrant Shekhawat : Sep 01, 2024, 09:40 AM
Aadhaar Update: The month of September has brought many important changes in the financial life of common people. These changes can have a direct impact on your budget and investment plans. Let us know about the major financial changes happening during this month, which can affect your pocket:1. Free Aadhaar UpdateThe Unique Identification Authority of India (UIDAI) has extended the free facility of Aadhaar card update from June 14 to September 14, 2024. If any change or update is required in your Aadhaar card, such as name, address or other demographic details, then you can get it done without any charge. For this, you have to upload your identity and address proof on the UIDAI website.2. IDFC First Bank Credit CardIDFC First Bank has changed the payment terms of its credit card. These include important rules like minimum amount due (MAD) and last date of payment. This change is effective from September 1, 2024. Under this, cardholders will receive updates about the new terms and changes.3. HDFC Bank Credit Card Loyalty ProgramHDFC Bank has also made some changes in its credit card loyalty program. This new rule has come into effect from September 1, 2024 and cardholders will get new benefits and privileges in it. The bank has sent information about this change to all the concerned customers through email.4. IDBI Bank Special FD DeadlineIDBI Bank has extended the deadline of its Utsav FD. Now, the duration of this special FD is till 30 September 2024. Under this, attractive returns are being given on investment in the period of 300 days, 375 days and 444 days. Senior citizens will also get the benefit of better returns.5. Indian Bank Special FD DeadlineThe deadline of Indian Bank's Ind Super 300 Days Special FD has also been extended. Now its last date is 30 September 2024. On this FD, the general public will get 7.05% return and senior citizens will get 7.55% return.6. Punjab and Sindh Bank Special FD DeadlineThe deadline for Punjab and Sindh Bank's limited-term special FD has also been extended to September 30, 2024. During this period, 6.30% return is being given on FD of 222 days and 7.15% return is being given on FD of 333 days.7. SBI Amrit KalashSBI has extended the period of its Amrit Kalash scheme till September 30, 2024. This special FD will get 7.10% return for a period of 400 days and 7.60% return for senior citizens.8. SBI WeCareThe period of SBI WeCare scheme has been extended to September 30, 2024. Under this scheme, an additional premium of 0.50% is being given in the returns available for new and matured deposits.9. Rupay Card Reward PointsBanks issuing Rupay credit cards have been directed not to deduct reward points or other benefits on RuPay credit card and UPI transactions. This new direction has come into effect from September 1, 2024.10. Change in Credit Card RulesThe Reserve Bank of India (RBI) has directed banks and card issuers to stop signing exclusive contracts. This direction will be effective from September 6, 2024 and will give consumers the freedom to choose the card network option.All these changes can have a direct impact on your financial life. So, make sure you update your financial plans and investment strategies keeping these changes in mind.